Senior Citizen FD vs SCSS: 8.2% SCSS rate vs bank FD rates — what should retirees choose?translating…

Senior citizens looking for stable returns have two popular options: bank fixed deposits (FDs) and the government-backed Senior Citizen Savings Scheme (SCSS). With SCSS offering 8.2% per annum for Q1 FY2026-27, retirees need to weigh returns, safety, tax benefits, tenure and…